7kontinent

Jebote patak kako je ovo mocna stvar!!!!!!!

Jel neko probo?

Bila na kursu sad nedavno, pa odusevila sam se ko kuce u liftu. Sad citam ko sa propelerom u guzici.

http://www.ted.com/talks/carl_honore_praises_slowness.html

Quote from: Jelence on July 20, 2012, 11:54:01 AM
Jebote patak kako je ovo mocna stvar!!!!!!!

Jel neko probo?

Bila na kursu sad nedavno, pa odusevila sam se ko kuce u liftu. Sad citam ko sa propelerom u guzici.

A sto? Da nadoknadis propusteno ili imas neki pravi razlog?

QuoteA sto? Da nadoknadis propusteno ili imas neki pravi razlog?

Pa naravno da ima, se ne secas da je pre 4 godine sebi za petoljetku zadala da zaradi milion dolara i procita 150 knjiga?
Cenim da je negde kod 7. knjige, sve sa radovima Tony Robbinsa koji su u proseku cetrdesetak strana po knjizi.

Ja kad sam rekao da nema sanse da Jelence procita 150 knjiga za 5 godina na mene ste drvljem i kamenjem. 150 knjiga procitam jedva ja za 5 godina, koji imam slobodnog vremena na pretek i nesto manje skromne intelektualne sposobnosti nego Jelence.

Salu na stranu, to brzo citanje radi samo kod izuzetno malog broja ljudi (dakle najverovatnije ne i kod Jelenke). Svojevremeno sam se o to zanimao i citao razne testove itd i skoro kod svih ljudi je vazilo da sto brze citaju, manje razumevanja o procitanom tekstu imaju. Ima neki Holandjanin sto cita stranu za 5 sekundi i comprehension mu je na zavidnom nivou, ali to su ljudi vrlo retki, kao i onaj Mirabellin Njujorcanin od 23cm flaccid.   8-)

Имам га већ неколико година. Искрено никада нисам имао времена да прочитам  xrofl

de lecture pour le lecture?

Sta jel ovo sada treba da slikamo svoje police sa knjigama? Cek da skljocnem neku slicicu

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Seriously? :(

"Kupi mi dva metra knjiga u raznim bojama"

Zasto?
Vremena sve manje a knjiga sve vise.

Vidim da me moj obozavalac prati.  :|

Jes' Pareski, ja imam istu knjigu i evo preko 10 godina mi je trebalo da uradim nesto po tom pitanju.

Ima nesto novo sto su smislili a zove se "The more important graph in the world" ja se zamal' ne zaplaka nad grafikonom... Nemam pojma, te me stvari bas uzbudjuju da ne kazem rajcaju.

Ko sto mog obozavaoca rajca pomisao na mene i T Robinsa.

Kad smo vec kod Toni Robinsa:

http://www.mercurynews.com/news/ci_21125630


San Jose: 21 people treated for burns after firewalk at Tony Robbins appearance

Kim, a 22-year-old who didn't want her last name used because she is still attending the event, said her two friends who did the walk seemed fine at first, but their feet started to blister about 10 minutes later. She said other people had similar problems, and a number of them were soaking their feet in a fountain at the park.

"It seemed abnormal that so many got hurt," she said, adding that many attendees Friday complained about blisters, and a woman sitting near her had both feet completely bandaged.

(Abnormal? Ko bi rekao jebt...)

Video sam to u petak cini mi se. Nisam hteo da zadevam kavgu...

To je zato sto su predebele, chak i za Tonijeve standarde.
Ozbiljno. Prosta fizika, suvise mase se oslanja na suvise malu povrsinu (chak i ako uzmemo u obzir da su ono bash pravo americki nogate) stvarajuci tako preveliki pritisak, noge pochnu da utanjaju u zeravicu, pa se toplota bolje prenosi.
Nije Toni kriv, to ovi oko njega...

Quote from: Jelence on July 23, 2012, 05:57:35 AM
Zasto?
Vremena sve manje a knjiga sve vise.

A vidis, kod mene je obrnuto, sto sam stariji, knjiga vrednih citanja ostaje sve manje.
Ali bice da se po tome mi sustinski razlikujemo, zato sam ja propao na zapadu, a ti uspela.

Quote from: slawen on July 22, 2012, 05:11:06 PM
de lecture pour le lecture?

la lecture... жемски род...

Значи, признаћеш ми пола задатка?

Под условом да ниси користио Гулгтренслејт као за кинески и да ми кажеш шта је писац хтео да каже...

Jebote, i ja sam chit'o taj Zoon Politikon, al' ovaj moj bio napisao neki Czech, czini mi se ( :) ), Karol Czapek, bese li...

Ini, koliko gi ima raznih (bez onog grckog)?

Quote from: Pareski do link=topic=2953.msg60776#msg607 ;) :roll:76 date=1343069980
Под условом да ниси користио Гулгтренслејт као за кинески и да ми кажеш шта је писац хтео да каже...

Pa to je bar prosto: vidis i sam da toj recenici nedostaje pocetak... So... tema ovog topika je metod brzog chitanja, na primer. Stavi methode (sa sve apostrofi gde spada) na pocetak i...
Ili umesto metoda, naslov bilo koje od ovih tvojih knjizurina... Dobro, ne bas doslovno, ali... razumeces vec
I dobices parafrazu. Ili isto ono sto si ti rekao ("nisam imao vremena...") samo malko drugojacije.
Bar sam ja tako mislio.u

Quote from: slawen on July 24, 2012, 03:18:02 AM
Jebote, i ja sam chit'o taj Zoon Politikon, al' ovaj moj bio napisao neki Czech, czini mi se ( :) ), Karol Czapek, bese li...

Ini, koliko gi ima raznih (bez onog grckog)?

I ovo mozes da preskocis: http://blog.zap2it.com/frominsidethebox/2012/07/political-animals-premiere-what-did-you-think-of-the-hammond-family.html

Quote from: slawen on July 24, 2012, 03:18:02 AM
Jebote, i ja sam chit'o taj Zoon Politikon, al' ovaj moj bio napisao neki Czech, czini mi se ( :) ), Karol Czapek, bese li...

Ini, koliko gi ima raznih (bez onog grckog)?

Неколико, Аристотелис је вековима најпопуларнија мета крађе...

А ти наш'о баш тог "нашег" лопова да туриш у полицу?

На полицама у Србији имам сигурно преко 500 а мање од 1000 књига, у Монтреалу ми остаде још толико...

Неке сам куповао, неке добијао џаба, неко су ми други уваљивали...

Quote from: slawen on July 23, 2012, 10:57:34 AM

Quote from: Jelence on July 23, 2012, 05:57:35 AM
Zasto?
Vremena sve manje a knjiga sve vise.

A vidis, kod mene je obrnuto, sto sam stariji, knjiga vrednih citanja ostaje sve manje.
Ali bice da se po tome mi sustinski razlikujemo, zato sam ja propao na zapadu, a ti uspela.

Mislis da si zato propao? Moguce...

Quote from: Pijanista on July 23, 2012, 06:59:29 AM
Kad smo vec kod Toni Robinsa:

http://www.mercurynews.com/news/ci_21125630


San Jose: 21 people treated for burns after firewalk at Tony Robbins appearance

21 ih se sprzilo. jbt to boli ko djavo.

Jel pise koliko ih je proslo bez opekotina? Predugacak text, nemam kad da citam.

QuoteJel pise koliko ih je proslo bez opekotina?

Jedan. Izvesni Toni Robins.

There you go.

Quote from: Jelence on July 27, 2012, 07:36:13 AM

Quote from: Pijanista on July 23, 2012, 06:59:29 AM
Kad smo vec kod Toni Robinsa:

http://www.mercurynews.com/news/ci_21125630


San Jose: 21 people treated for burns after firewalk at Tony Robbins appearance

21 ih se sprzilo. jbt to boli ko djavo.

Знаш из искуства?

QuoteJel pise koliko ih je proslo bez opekotina? Predugacak text, nemam kad da citam.

xrofl xrofl xrofl xrofl xrofl

Quote from: Ivan_D on July 27, 2012, 06:09:50 PM

QuoteJel pise koliko ih je proslo bez opekotina? Predugacak text, nemam kad da citam.

xrofl xrofl xrofl xrofl xrofl

Па ниси фер. Она је тек почела.

Nemoj da mi dirate Jelence  :)

http://finance.yahoo.com/news/7-ways-retire-1-million-153957033.html

.
7 Ways to Retire with $1 Million
By Emily Brandon | U.S.News & World Report LP

Many workers will be able to accumulate $1 million over the course of their career if they save consistently beginning at a young age, invest prudently, and avoid withdrawing money early. It helps, of course, to sidestep fees, taxes, and penalties along the way whenever possible. Here's what it takes to become a millionaire by retirement:

Start saving by age 25. It's difficult to start saving for retirement when your entry-level salary barely covers your student-loan payments. But beginning to build a nest egg during your first job is the most painless way to become a millionaire by retirement. "The more time you have, the less you have to save each year since you have longer to accumulate," says Kim Morton, a certified financial planner for Sensible Money in Scottsdale, Ariz. If you start saving for retirement at age 25, you only have to save about $4,830 annually to reach $1 million by age 65, assuming an annual return of 7 percent after fees. If you wait until age 40 to start saving, you'll need to tuck away much more: $15,240 per year, assuming the same retirement age and annual return. Alternatively, you could start out saving slightly less and boost your savings rate as you receive raises and bonuses. "A 20-year-old may only be able to save $100 per month, but the exercise of saving $100 per month when you are 20 will make it easier for you to go to $200 a month when you are 25 or 30," says William Valentine, a financial planner and founder of Valentine Ventures in Bend, Ore. "The act of saving is like developing a muscle, and if you start early with small amounts, you will build the saving muscle."

Select low-cost investments. Fees incurred through your 401(k) plan will cut into your investment returns. A 401(k) contribution of about $7,795 per year over 35 years will get you to $1 million, assuming a 7 percent annual return and fees and expenses of 0.5 percent. However, if your fees are 1 percent higher (1.5 percent total), you will need to save $9,690 per year to become a millionaire over 35 years, or about $1,895 extra per year to make up for the higher fees. "If I have the choice of two mutual funds that have the same characteristics, but one has [an expense ratio] of 1.5 percent, but the other [charges] 0.5 percent, by using the fund with an expense ratio of 0.5 percent, it is like saying, 'Here is your extra 1 percent of returns each year'," says Morton. "Simply put, the less money you put in somebody else's pocket when it comes to fees, taxes, and penalties, the more money you will have in yours."

Get a match. A 401(k) match will help you become a millionaire significantly faster than you could on your own. If you get an annual $1,500 401(k) match from your employer, you can save $1 million by contributing just $5,475 annually to a 401(k) plan for 35 years, assuming a 7 percent annual return after fees, versus $6,975 annually without the match. But pay attention to your employer's vesting schedule for the retirement plan. Until you are fully invested in the plan, you may not get to keep employer contributions to your retirement account. In some cases, you might need to remain with an employer for five or six years until you can keep your 401(k) match.

Mind retirement benefit gaps. Saving for retirement becomes much more difficult when people change jobs, get laid off, and take time out of the workforce. And when you get your next job, there may be a waiting period before you can join the 401(k) plan or get a 401(k) match. To keep your retirement plan on track, you might need to save in an IRA or a taxable investment account until you become eligible for a new retirement plan at work. "Try to save equally outside of work what you would do at work," says Valentine. If that's not possible, you might need to save extra in advance of or after a retirement savings break.

No early withdrawals. One of the biggest obstacles to reaching $1 million is taking money out of your 401(k) before retirement. Whenever you withdraw money from a 401(k) account, you will have to pay income tax on the amount withdrawn. Those who withdraw money before age 59½ are also generally charged a 10 percent early withdrawal penalty. For example, if you withdraw $10,000 from your 401(k) plan at age 40 and are in the 25-percent tax bracket, you will forfeit $3,500 of that amount in taxes and penalties. Your money will grow faster if you avoid the early withdrawal penalty and defer tax on your savings until retirement. Avoid cashing out your 401(k) when you change jobs by rolling the money into an IRA or your new employer's 401(k) plan, or even leaving it in your old 401(k). An emergency fund outside of your retirement account will give you a financial cushion so that you don't have to dip into your retirement savings for unexpected expenses.

Balance safety with growth. Unless you have significant investment expertise, your 401(k) portfolio probably won't outperform the stock market every single year. Most people should aim to capture the average growth of the stock market. "Return does not mean trying to get some crazy 20 percent return each year because somebody told you that it's possible," says Morton. "Return means that there is going to be some type of average market return and that the longer you have your money invested, the closer you are going to get to that average return." Once you start to accumulate a significant account balance, you need to protect it with a reasonable investment strategy that includes a mix of stocks, bonds, and cash that is appropriate for your risk tolerance.

Boost savings once your kids are independent. Once your children are finished with college and support themselves, you will have a newfound ability to tuck money away for retirement. "Usually people don't have a lot of money when the children are in school. You usually find that the period of time in your 50s and your mid-60s is when you are really putting away a lot of money," says Harold Anderson, a certified financial planner and president of Parkshore Wealth Management in Roseville, Calif. "I think if each member of a couple is putting $22,500 in a 401(k) and investing it in a reasonable manner, they could probably have a pretty good shot at getting close to a million."
.

mislim,
koga ne mrzi da cita...

Mene apsolutno fasciniraju te budale na Yahoo sto konstantno i neumorno pisu ovakve clanke.

Zasto ustedeti milion kad odes u penziju sa 70 godina? Mislim dobro je imati ustedjevenu kad odes u penziju, ali ne po cenu odricanja dok si mlad.
Meni nije jasno kako vecina ljudi ne razume da sve ima vecu vrednost dok si mlad. A pogotovo novac, tj. utility istog.
Prekomerno stedeti i odricati se je cista glupost, ako mene pitate. A znam par stvari o tome.
Na stranu sto moze svasta da se desi u tih pedeset godina odricanja i stednje (hiper inflacija, ratovi, denominacija, bankrot banaka, mozes da se razbolis i umres, mogu da te zgaze kola itd itd a to sve zajedno je najmanje 20%, verovatno i vise), ali glavna stvar je kao sto sam rekao da novac nema toliku vrednost kad si star kao kad si mlad.

Da sam religiozno stedeo od kad sam emigrirao mogao sam da imam ustedjeno do sada milion mozda i vise. Naravno samo teoretski, jer me je moja sklonost trosenju para cesto dovodila u situacije da upoznam zanimljive i dovitljive ljude (casina, bordeli, putovanja i sl.) te su se dodatne pare zaradjivale zahvaljujuci tim poznanstvima, koje inace ne bih nikad zaradio.
Ali i nevezano za to nikad ne bih menjao zivot koji sam proziveo do sada za milion, dva ili pet.
I naravno, postoji a non-zero probability, sto kaze Hate, da cu starost da mozda provedem skromno ili mozda u bedi i svestan sam toga, ali vec sam presao nesto sto zovem break-even point, tj. momenat after which it was all worth it.
Voleo bih da jos 15 godina prodje lagodno dok mali ne odraste ali videcemo. Ali kao sto rekoh, i'm past the point gde bi mi na kraju bilo zao sto nisam negde radio full-time i imao neku tzv. sigurnost.

ne znam
ja sam cito dijagonano
i prebrojo petnaestak "401(k)"
otprilike...

Indi, cini mi se da je cilj ovog celog teksta da se zamahne sa milon dolara napacenom narodu nebi li gurali lovu u super. Mogu misliti posle krize (ako se stiglo do ovog "posle") koliko su se super fondovi ispraznili. A pogotovu u USA kada su super fondovi (kao institucije sa zivim parama) bili targeted group za scams oko prodaje mortgages i odrzavanja investicionog rejtinga na AAA kada su vec bili ZZZ.

Posto su pare spiskane a ljudi i dalje idu u penziju mora se nekako namaknuti lova da se penzije isplacuju ondnosno da se ostareli ljudi ne teraju u bedu i nemastinu.

Interesantna je sargarepa koju stu stavili na stap: milion dolara! Tako je to, vec vidjeno u Srbiji, gde se niko nebi drcno da se spomene "ostaces bez para" ili "neces imati za cigare" jer kad prodjes kroz ekonomsku krizu i vidis da umes da prezivis onda se vise ne plasis (bio Srbin ili Amer). Da je tema bila "kako penzioneri nece imati za leba" ako ne guraju lovu u 401(k) koga bi bolelo uvo - nisu imali leba ni juce, znaci nista novo.

Ono na sta se pale ljudi koji su ekonomski razvuceni od prvog do prvog su igre na srecu i zvececi novcani iznosi. Milion dolara! Ej!

Nikome ne pada na pamet da je milion dolara DANAS kad pocnem stednju sa 25 i milion dolara 35-40 godina kasnije kada budem za penziju ko dupe i oko.

Ovo me podseca na ono da je zbir svih brojeva na ruletu 666

Quote from: Ivan_D on August 07, 2012, 07:55:37 AM
Ovo me podseca na ono da je zbir svih brojeva na ruletu 666

:mrgreen: :|

Замисли само колико је неко времена провео сабирајући, рачунајући, испробавајући да би сте се вас двојица ту сада спрдали...

bulumenta...